Average interest rate
United States Savings Inflation Securities
Series I savings bonds, whose return combines a fixed rate set at issue with a component that tracks the Consumer Price Index. The figure here is the weighted average across every I bond still outstanding, so it blends decades of issues sold under very different terms.
Latest (Jun 2026)
4.42%
▲ +0.035 pp MoM
Year-over-year
▲ +1.046 pp
vs. Jun 2025
13-year low
0.47%
Oct 2015
13-year high
10.25%
Sep 2022
United States Savings Inflation Securities — average rate history
Monthly, Jan 2013 – Jun 2026.
Last 24 months
| Month | Avg. rate | MoM |
|---|---|---|
| Jun 2026 | 4.418% | ▲ +0.035 pp |
| May 2026 | 4.383% | ▲ +0.034 pp |
| Apr 2026 | 4.349% | ▲ +0.068 pp |
| Mar 2026 | 4.281% | ▲ +0.033 pp |
| Feb 2026 | 4.248% | ▲ +0.035 pp |
| Jan 2026 | 4.213% | ▲ +0.059 pp |
| Dec 2025 | 4.154% | ▲ +0.041 pp |
| Nov 2025 | 4.113% | ▲ +0.040 pp |
| Oct 2025 | 4.073% | ▲ +0.251 pp |
| Sep 2025 | 3.822% | ▲ +0.118 pp |
| Aug 2025 | 3.704% | ▲ +0.125 pp |
| Jul 2025 | 3.579% | ▲ +0.207 pp |
| Jun 2025 | 3.372% | ▲ +0.147 pp |
| May 2025 | 3.225% | ▲ +0.144 pp |
| Apr 2025 | 3.081% | ▼ -0.264 pp |
| Mar 2025 | 3.345% | ▼ -0.119 pp |
| Feb 2025 | 3.464% | ▼ -0.122 pp |
| Jan 2025 | 3.586% | ▼ -0.211 pp |
| Dec 2024 | 3.797% | ▼ -0.151 pp |
| Nov 2024 | 3.948% | ▼ -0.147 pp |
| Oct 2024 | 4.095% | ▼ -0.244 pp |
| Sep 2024 | 4.339% | ▼ -0.109 pp |
| Aug 2024 | 4.448% | ▼ -0.114 pp |
| Jul 2024 | 4.562% | — |